After the triple-digit temperatures of summer, autumn has arrived in Arizona, much to the delight of residents. The season brings cooler temperatures, or if you live in the state’s higher elevations, the first snowfall. The return of fall means that the leaves will begin to turn glorious shades of gold, red, and yellow. In addition,...
Category: Auto Insurance
Rules for Driving Safely Through School Zones
As the first day of school has passed for students in K-12 schools across the Valley, highlighting the importance of using extreme caution when driving through school zones and while commuting with school buses. Here, at Hegarty-Haynes Insurance – an independent insurance agency in Tempe, we want to share some of the state’s laws surrounding...
Driving During Arizona’s Monsoon Season
Arizona’s monsoon season is here, running from June 15 to September 30 each year. According to the National Weather Service, much of the area receives between 40 to 50 percent of its annual precipitation during this yearly weather pattern, resulting from a wind shift that brings moisture to the southwest. The season’s storms often darken...
Protect Your Investment with Homeowners’ Insurance
Whether you are buying or building a home in the Grand Canyon State, protecting your investment by contacting an independent insurance agency in Tempe to obtain homeowners’ insurance is not only be vital, but required by your mortgage lender. Categorized under personal insurance lines of coverage, this insurance policy provides a combination of property and liability insurance, offering...
Have You Reviewed Your Auto Insurance Lately?
Auto insurance is required by law and protects your finances in the event of an accident or other covered event. In Arizona, you must maintain bodily injury and property damage coverage in the amounts of $15,000 per person/$30,000 per accident and $10,000 per accident, respectively (Arizona Department of Insurance). Contacting an insurance agency in Tempe...
Home & Auto Mother’s Day Gift Ideas
This year, Mother’s Day falls on Sunday, May 10. While you may be unable to celebrate the day as you would typically have, you can still show your mom and the special women in your life some love virtually, as well as by giving them practical gifts for their home and auto. A gift, such...
Switching Your Insurance: Car Edition
Being a responsible driver in Arizona means that you’re adequately insured and adhere to all driving laws. Equally important is meeting that state’s coverage type and amount requirements. According to the Arizona Department of Insurance, motorists must maintain bodily injury and property damage coverage with minimum limits of $15,000 per person and $30,000 per accident...
Staying Safe During the Holidays
As the holidays come rolling in, insurance providers are reminding people to take some extra precautions to stay safe. Some of you will soon be putting up decorations and buying gifts for loved ones, while others will make travel plans to see family. Take some precautionary measures to ensure your safety and that of your...
It’s AZ Law: Put Your Phone Down while Driving
It’s official! On Monday, April 22, Governor Doug Ducey signed a bill prohibiting all motorists from “physically holding” or “supporting with any part of the body” any wireless communication device in the Grand Canyon State. The law, which goes into effect immediately, outlaws any phone related activity unless it’s hands-free. That includes typing, sending or...
How to Spring Clean Your Car
There is more to spring than mild temperatures and blooming flowers. It’s also the season for refreshing your home and landscape, hence the term, “spring cleaning.” Your vehicle can also benefit from a deep cleansing. Use these tips to spring clean your car before the weather heats up. Organize Every vehicle owner knows that cars...